First Federal Mortgage Center

Loan Amount <= $417,000
30 Year Fixed Rate
Rate	APR	Points
3.500%	3.638%	0.000%
15 Year Fixed Rate
Rate	APR	Points
2.750%	2.994%	0.000%
5 Year Libor Adjustable Rate
Rate	APR	Points
2.250%	2.876%	0.000%
Loan Amount > $417,000
15 Year Fixed Rate
Rate	APR	Points
3.125%	3.312%	0.000%
Jumbo 5 Year Libor ARM P&I
Rate	APR	Points
2.500%	2.929%	0.000%
FHA
FHA 30 Year Fixed Rate
Rate	APR	Points
3.250%	4.279%	0.000%
VA
Federal VA 30 Year Fixed Rate
Rate	APR	Points
3.250%	3.544%	0.000%

Robert Hardy | Mortgage Loan Officer
NMLS Registry Number - 000000607888

First Federal
2440 Mall Drive
Charleston. SC 29406

Email: rhardy@firstfederal.com

Office: 843-553-0380 | Fax: 843-820-4112 | Cell: 843-834-2713

With 23 years of banking experience, Robert Hardy knows the industry and understands the varied needs of customers. Robert's entire career has been spent at First Federal, where he has served as branch manager, city executive , brokered mortgage loan coordinator and mortgage loan account executive.

A graduate of The University of South Carolina, Robert looks forward to serving you and your family for years to come.

If you would like to apply for a mortgage or get pre-approved, simply click on "Apply Now".

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HomePath� Mortgage Financing
We're a local lender who has been chosen to offer our customers affordable HomePath financing on selected properties owned by FannieMae.


Copyright � 2011 First Federal. All rights reserved. NMLS Registry Number - 000000607888	Member FDIC. Equal Housing Lender

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